Premera Blue Cross

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Benefit Schedules:
Protector Plus 20 | Value Plus 30 | Preferred Plus 30 | Preferred Plus 20
Rate Schedules:
Protector Plus 20 | Value Plus 30 | Preferred Plus 30 | Preferred Plus 20

Please note: The product information on this page describes new plans available beginning October 2005. Applicants requesting coverage with effective dates ending September 2005 will need to select one of our current plans and then, in October, transition to one of the new plans.

Benefit Options

Individuals and families can choose between four health plan options with different deductibles to receive coverage that suits their needs.

Heritage Protector Plus 20™

• Provides catastrophic coverage in the event of major illness or accident
• Preventive care is covered up to one visit per person, per calendar year
• Choose from two calendar year deductible choices: $500 or $1,000.

Heritage Value Plus 30™

• A low-cost option providing coverage primarily for illness or injuries
• Preventive care is not covered under this plan
• Choose from three calendar year deductibles: $2,500, $5,000 or $10,000.

Heritage Preferred Plus 30™

• Provides coverage for routine services including preventive care and major medical
• 30% coinsurance when network providers are used
• Deductible is $1,000 per calendar year.

Heritage Preferred Plus 20™

• Provides coverage for routine services including preventive care and major medical
• 20% coinsurance when network providers are used
• Deductible is $1,000 per calendar year.