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Premera Blue Cross
Premera Blue Cross

Premera Blue Cross - Online application

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Benefit Schedules:
Protector Plus 20 | Value Plus 30 | Preferred Plus 30 | Preferred Plus 20
Rate Schedules:
Protector Plus 20 | Value Plus 30 | Preferred Plus 30 | Preferred Plus 20


What is not covered.

Benefits are not provided for treatment, surgery, services, drugs or supplies for any of the following:
  • Learning disorders
  • Neurodevelopmental disabilities
  • Chemical dependency or tobacco addiction
  • Infertility
  • Sexual dysfunction
  • Sterilization or its reversal
  • Maternity or obstetrical care (except for complications of pregnancy) not covered on Heritage Value Plus or Heritage Protector Plus plans
  • Obesity/morbid obesity
  • Cosmetic or reconstructive surgery (except as specifically provided)
  • Dental services (except as specifically provided)
  • Vision exams and eyewear not covered on Heritage Value Plus or Heritage Protector Plus plans
  • Hearing examinations or hardware
  • Temporomandibular joint disorder (TMJ)
  • Orthognathic surgery
  • Services payable by other types of insurance coverage
  • Experimental or investigative services
  • Over-the-counter or non-prescription drugs
  • Services in excess of specified benefit maximums
  • Services received when you are not covered by this program


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