LifeWise Health Plans of Washington

LifeWise Health Plan of WA - Online Application

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Benefit Schedules:
WiseEssentials | WiseEssentials Copay | WiseSimplicity | WiseChoices | WiseSavings
Rate Schedules:
WiseEssentials | WiseEssentials Copay | WiseSimplicity | WiseChoices | WiseSavings

LifeWise: The Smart Choice

Our goal is to provide you with true value and peace of mind when it comes to your health plan. With this in mind, our portfolio of plans offers:

• Choice and value in plan selection for different coverage needs and budgets
• Extensive provider network – more than 16,000 doctors, hospitals and other healthcare providers
• Service excellence – dedicated, local team for high-quality customer service

Individual and Family Health Plans

WiseSimplicity — Coverage for the big stuff. This plan may be for you if it’s important for your monthly rate to remain low and you’re willing to pay more out-of-pocket. Plan provides up-front coverage for one preventive care exam with deductible waived per year.

• 2009 WiseSimplicity Benefits
• 2009 WiseSimplicity Rates

WiseEssentials — Great basic coverage. A good option when you’re looking for a low rate and more up-front coverage for routine care needs. This plan provides up-front coverage for your first six office visits.

• 2009 WiseEssentials Benefits
• 2009 WiseEssentials Rates

WiseEssentials Copay — The ease and predictability of a copay. Similar to WiseEssentials, this plan offers higher annual deductibles which lowers your monthly rate. Plan covers your first three office visits with a $25 copay.

• 2009 WiseEssentials Copay Benefits
• 2009 WiseEssentials Copay Rates

WiseSavings — A Health Savings Account (HSA) plan. Quality healthcare coverage and the opportunity to save money on a pre-tax basis for future qualified medical expenses. Make your money work for you with a WiseSavings HSA.

• 2009 WiseSavings Benefits
• 2009 WiseSavings Rates

WiseChoices — Offers the widest range of covered benefits. A benefit-rich plan that includes coverage for pharmacy, vision care and maternity. A nice option if you’re looking to cover all your bases.

• 2009 WiseChoices Benefits
• 2009 WiseChoices Rates

Preventive Care

With a LifeWise health plan you are covered for preventive office visits and screenings.

Some of the covered screenings include:

• Cervical (PAP) cancer screenings
• Prostate (PSA) cancer screenings
• Cholesterol screenings
• Bone density screenings
• Mammograms

Diagnostic and Laboratory Services

LifeWise health plans provide coverage for appropriate diagnostic services for covered conditions. This means that services such as x-rays, MRIs, EKGs and lab service are covered by LifeWise plans when used to diagnose covered conditions.