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Asuris Northwest Health - Online Application

Index | Optional Dental | Exclusions & Limitations | Provider Directory | Download Application

Benefit Schedules:
Emerge Core | Emerge Plus | Emerge HSA 50 | Emerge HSA 80 | Emerge HSA 100
Rate Schedules:
Emerge Core | Emerge Plus | Emerge HSA 50 | Emerge HSA 80 | Emerge HSA 100



Medical Plan Limitations and Exclusions

A pre-existing condition is a condition, regardless of the cause of the condition, for which medical advice, diagnosis, care or treatment was recommended or received within the six-month period before the effective date of coverage and terminates nine months following the effective date of coverage.

Medical limitations and exclusions
Asuris Emerge Core
Asuris Emerge Plus
Asuris Emerge HSA Plans
Breast Reduction, Eye Lid Surgery, Varicose Vein Surgery
Excluded
$2,500 per lifetime maximum benefit
Excluded
Chemical Dependency Treatment
Excluded
Excluded
Excluded
Cosmetic/Reconstructive Services and Supplies
Excluded
Excluded
Excluded
Counseling in the Absence of Illness
Excluded
Excluded
Excluded
Custodial Care
Excluded
Excluded
Excluded
Fees, Taxes, Interest
Excluded
Excluded
Excluded
Government Programs
Excluded
Excluded
Excluded
Hospitalization for Dentistry
Excluded
Excluded
Excluded
Infertility Treatment
Excluded
Excluded
Excluded
Investigational Services
Excluded
Excluded
Excluded
Medications without a Prescription Order
Excluded
Excluded
Excluded
Military Service Related Conditions
Excluded
Excluded
Excluded
Motor Vehicle Coverage and Other Insurance Liability
Excluded
Excluded
Excluded
Neurodevelopmental Therapy Services
Excluded
Excluded
Excluded
Non-Direct Patient Care
Excluded
Excluded
Excluded
Nutritional Counseling (except as provided for diabetic education)
Excluded
Excluded
Excluded
Obesity or Weight Reduction/Control
Excluded
Excluded
Excluded
Orthognathic Surgery (except for congenital conditions, injury, and sleep apnea)
Excluded
Excluded
Excluded
Orthotics (except diabetic orthotics)
Excluded
$500 per-calendar-year maximum benefit
Excluded
Personal Comfort Items
Excluded
Excluded
Excluded
Physical Exercise Programs and Equipment
Excluded
Excluded
Excluded
Private Duty Nursing
Excluded
Excluded
Excluded
Riot, Rebellion and Illegal Acts
Excluded
Excluded
Excluded
Routine Foot Care
Excluded
Excluded
Excluded
Routine Hearing Exams
Excluded
Excluded
Excluded
Self-Help, Self-Care, Training or Instructional Programs
Excluded
Excluded
Excluded
Services and Supplies Provided by a Member of Your Family
Excluded
Excluded
Excluded
Services and Supplies That Are Not Medically Necessary
Excluded
Excluded
Excluded
Services to Alter Refractive Character of the Eye
Excluded
Excluded
Excluded
Sexual Reassignment Treatment and Surgery
Excluded
Excluded
Excluded
Sexual Dysfunction
Excluded
Excluded
Excluded
Temporomandibular Joint (TMJ) Disorder Treatment
Excluded
Excluded
Excluded
Third-Party Liability
Excluded
Excluded
Excluded
Tobacco Addiction Treatment
Excluded
Excluded
Excluded
Travel and Transportation Expenses (other than covered ambulance services)
Excluded
Excluded
Excluded
Routine Vision Exam and Hardware
Excluded
Combined $150 per calendar year maximum; not subject to deductible or coinsurance maximum
Excluded
Work-Related Conditions
Excluded
Excluded
Excluded
This chart does not contain all limitations and exclusions. Please refer to your policy for a complete list of benefits and the limitations and exclusions that apply

Asuris Emerge Dental

Limitations and exclusions
Exclusions applicable to both Dental Option 1 and Dental Option 2 except where noted.

Additional procedures to construct new crown under existing partial denture framework

Application of desensitizing medicaments

Application of desensitizing resin for cervical and/ or root surface

Behavior management, for Dental Option 1 only

Bleaching of teeth

Broken retainers

Collection of cultures and specimens

Connector bar or stress breaker

Diagnostic casts or study models

Duplicate x-rays, for Dental Option 1 only

Endodontic endosseous implants, for Dental Option 1 only

Exfoliative cytology sample collection or brush biopsy, for Dental Option 1 only

Experimental or investigational services: experimental or investigational services as determined by Asuris dental policy, for Dental Option 1 only

Fees, Taxes, Interest

Gold foil restorations, for Dental Option 1 only

Hospitalizations for dentistry

House/extended care facility calls

Implant maintenance procedures, including: removal of prosthesis, cleansing of prosthesis and abutments, reinsertion of prosthesis

Incision and drainage of abscess extraoral soft tissue, complicated or non-complicated

Indirect pulp capping Interim partial or complete dentures

Labial veneers

Local anesthesia, sterilization, and supplies billed as separate charges (these procedures are considered inclusive of billed procedures)

Localized delivery of antimicrobial agents via a controlled release vehicle into diseased crevicular tissue per tooth, for Dental Option 1 only

Lost or stolen items Maxillofacial prosthetic procedures

Military service related conditions: Any condition resulting from military service in the armed forces of any country or any act of war (declared or undeclared)

Modification of removable prosthesis following implant surgery

Nitrous oxide, for Dental Option 1 only

Occlusal analysis and adjustments

Occlusal guards, for Dental Option 1 only

Oral hygiene instructions

Oral/facial photographic images

Orthodontic services, including craniomandibular orthopedic treatment: procedures for tooth movement, regardless of purpose, correction of malocclusion, preventive orthodontic procedures, and other orthodontic treatment

Pediatric dentures, for Dental Option 1 only

Pin retention in addition to restoration

Precision attachments

Prescription drugs, including take home prescription drugs, pre-medications, or supplies

Provisional splinting, for Dental Option 1 only

Pulp vitality tests

Radical resection of maxilla or mandible

Radiographic/surgical implant index

Removal of nonodontogenic cyst, tumor, or lesion

Replacement of lost, stolen, or broken dental appliances

Services and supplies provided by a family member: services and supplies provided to a member by an immediate family member

Services and supplies that are not Medically necessary: Services and supplies that are not medically necessary for the treatment of an illness, injury or physical disability

Services performed in a laboratory, for Dental Option 1 only

Surgical procedures for isolation of a tooth with rubber dam

Surgical stent, for Dental Option 1 only

Therapeutic drug injections

Third Party Coverage: Services and supplies for treatment of illness or injury for which a third party is responsible [e.g. automobile medical, personal injury protection (PIP), automobile no-fault, homeowner, commercial premises coverage or similar coverage

Tobacco ornutritional counseling for the control and prevention of oral disease

Tooth transplantation, for Dental Option 1 only

Travel and transportation expenses

Treatment of complications (post surgical); unusual circumstances

Treatment of simple or compound fractures of the mandible

Treatment of Temporomandibular Joint Dysfunction

Unspecified implant procedures

 



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